IndexChex credit system

One balance for every feature

IndexChex uses credits as its only unit of account. The same balance pays for submission, verification and monitoring, which is the point of the design: a URL can be submitted, checked and resubmitted without switching tools or budgets.

Job size limits for each action are on the specifications page. Dollar values depend on the plan or pack the credits came from and are tabulated on the pricing page.

Where credits come from

Credits are bought in two ways. Monthly plans add a fixed allotment each billing cycle: 5,000, 25,000 or 100,000. One-time packs add 5,000, 25,000, 100,000 or 1,000,000 credits once. There is no free trial and no signup credit, so an account's balance starts at zero.

Expiry and rollover

The two sources follow different rules, set out in the IndexChex refunds and returns policy:

Example: a Growth subscriber with 25,000 credits a month who spends nothing can hold at most 50,000 subscription credits. Credits above that cap do not accumulate. A user who expects long idle periods may prefer packs for that reason.

Credits and the API

Jobs created through API v1 or the SpeedyIndex-compatible API v2 draw on the same balance at the same rates as the dashboard. The API also exposes the current balance, so an integration can stop queuing work before it runs out instead of discovering a rejected job. Each user's API key is tied to that user's balance.

Reservation and return

Some credits are reserved rather than spent immediately. When a submission includes a scheduled re-check, 1 credit per URL is set aside at creation. If the re-check is cancelled before it runs, those credits go back to the balance. The scheduled checks page describes the timing.

Credits spent on submission are not returned because a URL failed to index. IndexChex guarantees crawling, not indexing, so a crawled-but-unindexed URL is a delivered service. Exceptions such as billing errors and undelivered credits are covered on the policies page.

What credits are not

Credits are a platform-limited digital service, not stored money. They are non-transferable, cannot be resold, can be used only on IndexChex and have no cash value except where applicable law requires. They are typically delivered to the account promptly after payment.

Planning a budget

Because one balance covers every step, it helps to budget per URL rather than per feature. A standard submission followed by one check costs 2 credits. Adding a resubmission of the misses adds 1 credit for each URL that needed it. The published standard-mode measurement is in the claims ledger, and the way that average is produced is on the methodology page; it is an average, so individual jobs will differ.